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Mick Ramage

Managing Director

Mick was involved in corporate mergers and acquisitions whilst with a major accountancy practice. He then spent several years in senior management positions within the petro-chemical industry culminating as Manager of the Corporate Services (Strategy) Department for TotalFinaElf in Paris.

His duties centred on merger and acquisition investigations / reporting, synergy evaluations, strategic sourcing, budget preparation and partner evaluations. Mick has been Managing Director of the Group since inception.


  • Chartered Accountant

Paul Burgess


Paul has been working within the finance and mortgage industry since the early 1980s. He has been a Director of companies within the Hoyl Group since 2004.


As one of the business founders, Paul is primarily responsible for ensuring that the Group and staff comply with the rules and requirements of the FCA and other legal issues.


  • Financial Planning Certificate (FPC), 1,2 & 3

  • CeMap (bridge)

Paul Wreford


Paul has worked in the financial services sector since the late 1970s. He is a Chartered Financial Planner and advises both individuals and corporate clients in all areas of financial planning and is able to offer advice in the specialist, complex areas of occupational pension transfers, long-term care, and equity release.

Paul has been a Director of companies within the Hoyl Group since 2004, as one of the founder members of the business, he is responsible for the organisation’s mergers and acquisitions activities.


  • Chartered Financial Planner FPFS

  • Master of Research (MRes)

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